Terms of service

Magpie is a receipts and compliance tool for UK limited companies, operated by J M DIMONACO LTD (registered in England and Wales, company number 14260548). It watches bank feeds you connect, finds the matching receipt email for each payment, files the receipt when you confirm it, and tracks Companies House and HMRC deadlines so you are nagged before anything is late. By creating an account you agree to these terms and to the Privacy Policy.

Magpie surfaces deadlines and organises receipts. It is not an accountant, and nothing it shows is financial, tax or legal advice. Deadline dates are derived from public Companies House data and published HMRC rules in good faith, but your filings, your taxes and their deadlines remain your responsibility. If a date matters, verify it with Companies House, HMRC or your accountant.

You are responsible for your account: keep your password to yourself, keep your email reachable, and only connect bank accounts and inboxes you are entitled to connect. If you invite other people into an organisation, you are choosing to share that organisation's data with them (see the Privacy Policy on who can see your data). You must be able to enter contracts to use Magpie — it is a tool for people running companies.

Use Magpie for its purpose. Don't use it to break the law, don't try to access other people's data, don't probe or overload the service, and don't resell it as your own. Accounts doing any of that can be suspended or closed.

Your data is yours. You give Magpie permission to store and process it purely to run the service — matching, vaulting, exporting, reminding — as described in the Privacy Policy. You can export your data at any time (accountant export packs) and delete your account and all its data from Settings.

Magpie is an early product, provided as-is and as-available, without warranties of any kind. It depends on third parties (banks, Google, Microsoft, Companies House) that can change or fail, and things will occasionally break. To the fullest extent the law allows, J M DIMONACO LTD is not liable for losses arising from your use of Magpie — including a missed filing deadline or a missing receipt. Nothing in these terms excludes liability that cannot legally be excluded (such as for fraud, or death or personal injury caused by negligence).

Magpie will change — features may be added, altered or removed. These terms may change too: material changes will be flagged in the app or by email, and the date at the top of this page will move. Continuing to use Magpie after a change means you accept it. You can stop using Magpie and delete your account at any time; Magpie can suspend or close accounts that break these terms.

These terms are governed by the law of England and Wales, and its courts have jurisdiction over any dispute. Questions, problems, or something in these terms that seems wrong: hello@magpie.tax.